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What is a leasehold?
Leasehold flats can be in purpose-built blocks, in converted houses or above commercial or retail premises.
read moreHow is the building insured?
The lease will normally require the landlord to take out out adequate insurance for the building and the common parts...
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Insuring Your Block Of Flats
Block of Flats Policy
On advice from our independent insurance brokers we can arrange a specialist block of flats insurance policy tailored to suit the individual building concerned. We only use leading insurance companies such as Ageas, Aviva, AXA and Sun Alliance.
Common Parts
On most of our current insurance policies the common parts of each building is automatically included so there is no need for an additional insurance policy or premium.
Subsidence
Subject to claims experience, subsidence, ground heave and landslip are included in the policy at no additional premium. It should, however, be noted that there is normally an excess payable of around £1,000 should a claim be confirmed.
Terrorism Cover
If some of the properties we manage are located near to city centres, insurance cover against terrorism can be arranged for a small additional premium.
Valuation Surveys
In consultation with the residents we normally arrange for each block of flats to be annually valued for re-building purposes. this is to ensure that each block is adequately covered in accordance with guidelines from The Royal Institute of Chartered Surveyors.
Claims
In the event a resident wishes to make an insurance claim they are provided with a claim hotline number directly through to the insurance brokers who will offer expert advice and expedite the claim to completion.